BUYING A HOME
Pre-Purchase Building & Property Inspections
Buying a home is one of the biggest investments you will make, so having the right information before committing to a purchase is essential.
At EP Group, we provide thorough pre-purchase building inspections to help you make informed decisions with confidence. Our inspections are designed to identify visible issues, highlight areas requiring further attention, and give you a clearer understanding of the property’s overall condition.
Once you have found a property that suits your needs, it is important to complete the necessary checks before finalising your purchase. This may include reviewing council documentation, arranging finance, obtaining a LIM report, and organising a professional building inspection.
Our experienced inspectors provide honest, easy-to-understand reporting to help you move forward with confidence.
Tips for Purchasing a Home
Research the Property Carefully
Take the time to compare properties and ensure the home meets your needs, budget, and long-term expectations. Consider the condition of the property, surrounding area, and any future maintenance requirements.
Communicating with Real Estate Agents
Real estate agents are not required to point out every defect within a property, so it is important to ask questions and request clarification where needed. Clear communication can help you better understand the property and any known issues before purchase.
Checking Building Consent & Compliance
If council records or LIM documents show that work has been completed without the appropriate building consent, this should be investigated further with the vendor or agent.
You may request that the vendor obtain the required inspections or documentation before settlement. Failure to demonstrate compliance can create complications for both current and future owners.
Reviewing the Property Title
Before purchasing a property, it is important to review the Certificate of Title and identify any restrictions, easements, covenants, or legal obligations attached to the land.
This information can usually be obtained through your solicitor, conveyancer, or Land Information New Zealand (LINZ).
Arranging Finance
Most home buyers require finance to complete their purchase. We recommend comparing lenders and loan options carefully to find a financial solution that best suits your situation.
Speaking with mortgage advisers or financial providers can help you better understand your borrowing options and associated costs.
Organising a Pre-Purchase Inspection
A professional pre-purchase inspection can help identify visible defects, moisture concerns, maintenance issues, and other potential risks before you commit to buying.
At EP Group, we provide comprehensive inspection reports complete with photographs and clear explanations to help you better understand the condition of the property.
Our director, David Hughes, is also a member of the New Zealand Institute of Building Surveyors.
Applying for a LIM Report
A Land Information Memorandum (LIM) provides information held by the local council relating to the property.
This may include:
- Building consents and permits
- Drainage and stormwater information
- Zoning and land hazards
- Flooding or erosion risks
- Outstanding rates or notices
- Historic or protected site informationA LIM report can provide valuable insight into the property’s history and any known council concerns.
Obtaining a Property Valuation
A registered valuation can help provide an indication of the property’s market value. In many cases, banks or lenders may require a valuation as part of the finance approval process.
If required, we can recommend qualified professionals to assist with this process.
Preparing for Moving Day
As settlement approaches, it is important to organise house and contents insurance so your property is covered from the date ownership transfers.
You should also begin planning your move, whether you intend to manage it yourself or use professional moving services.